For sale Terraced

Newcastle Street

Silverdale, Newcastle, ST5, ST5 6PL

3 beds 1 baths Listed 31 May 2025 (-270d)

£120,000

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Property details

Tenure

FREEHOLD

Local average

£152,156 (-21.1%)

Deprivation

Decile 5 (14,050 of 33,755)

Key features

  • For Sale with Tenant in Situ
  • Ideal for Investors
  • Kitchen & Bathroom
  • Lounge & Dining Room
  • Three Bedrooms

Additional details

Garden
Yes

Description

EPC band: D
Yopa have pleasure in offering for sale with no upward chain this deceptively spacious three bedroom mid terraced house for sale with tenant in situ.
As you enter the front reception room offers a spacious area for seating or could be used as an optional extra bedroom for a rental.  Leading off the front room is the rear reception room with stairs leading to the first floor.  The kitchen has a range of wall and base units and space for appliances.
The groundfloor bathroom has a suite comprising of bath with shower over, wash hand basin and low flush wc.
Upstairs the property benefits from three generous sized bedrooms.
Outside to the rear is a courtyard style garden which is low maintenance.
Disclaimer
Whilst we make enquiries with the Seller to ensure the information provided is accurate, Yopa makes no representations or warranties of any kind with respect to the statements contained in the particulars which should not be relied upon as representations of fact. All representations contained in the particulars are based on details supplied by the Seller. Your Conveyancer is legally responsible for ensuring any purchase agreement fully protects your position. Please inform us if you become aware of any information being inaccurate.
Money Laundering Regulations
Should a purchaser(s) have an offer accepted on a property marketed by Yopa, they will need to undertake an identification check and asked to provide information on the source and proof of funds. This is done to meet our obligation under Anti Money Laundering Regulations (AML) and is a legal requirement. We use a specialist third party service together with an in-house compliance team to verify your information. The cost of these checks is £82.50 +VAT per purchase, which is paid in advance, when an offer is agreed and prior to a sales memorandum being issued. This charge is non-refundable under any circumstances.

Listed by

North West & Midlands

Yopa Property Ltd

Reference: 162683363

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

Event Date Price % change
Listed for sale £120,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
103 HIGH STREET, SILVERDALE, STAFFORDSHIRE ST5 6LY £121,000 31/10/2025 Terraced

Area average: £121,000 (1 sale)

Rental Range

Estimated market rent for Newcastle-under-Lyme. Low = conservative, Realistic = average, Optimistic = best case.

Low £727/mo
Realistic £808/mo
Optimistic £889/mo

Based on Local Authority from postcode lookup → Newcastle-under-Lyme.

LHA (30th percentile) floor for Staffordshire North: £593/mo (Apr 2025 – Mar 2026)

Location

Address

Newcastle Street

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Crown Street 0.1 miles
Shop Premier 0.1 miles
Bus stop Earl Street 0.1 miles
Shop Spokes Bikeshop 0.2 miles
University Keele University 1.1 miles
Train station Silverdale 1.1 miles
Train station Apedale Road 1.4 miles
Hospital Bradwell Hospital 1.9 miles
Hospital Hartshill Medical Centre 2.3 miles
University University of Staffordshire Stoke Campus 3.5 miles

Street-level crime

No incidents reported for this period. Data for this month may not be available yet from the source.

Within 1 mile during Jan 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Silverdale Primary Academy Primary 0.2 miles Good — 29 Nov 2023
Knutton St Marys CofE Academy Primary 0.6 miles Good — 4 Jun 2019
St Luke's CofE (C) Primary School Primary 0.8 miles Requires improvement — 26 Jan 2023
University of Keele Other 1.0 miles (No rating)
Newcastle and Stafford Colleges Group Other 1.1 miles (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Distance As seen on
3 Bed Terraced House, Grove Street, ST5 £825/mo 0.58 miles OpenRent

Average rent: £825/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables (median £825/mo).

Gross yield 8.3%
Cost-to-rent ratio 12.1×
Monthly cashflow £245/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 8.4%
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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